The Mortgage Process – Documentation

Providing Documentation Whether you’re getting pre-approved or a final approval, you’ll need to document your assets by providing bank and investment statements, pay stubs, a credit report, and tax information such as a W-2 or tax return. If you’re self-employed or a small-business owner, you might need to provide more documentation about your income over [...]

Is Renting Better Than Owning?

There’s more to comparing the costs of renting and owning than the dollar cost of payments. “Investing in a home is riskier than renting.” No risk, no reward. Besides, even studies conducted by the Federal Reserve show that owning can provide a net worth that is from several to hundreds of times higher than that of renters. [...]

2013-09-10T20:15:45+00:00 Categories: First Time Home Buyer, Home Loans|

Types of home loans available in Washington State

You have decided to buy a home. Overwhelming feelings are kicking in, excitement, concern, confusion! What type of loan is right for you? What are your options? There are many home loan options available in Washington State. Home lending has shifted since the housing boom. There has been more government regulations placed on the lending [...]

2016-11-08T19:02:10+00:00 Categories: First Time Home Buyer, Home Loans, Mortgage|
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