What is the refinance process on a mortgage?

Here's a quick overview of the refi process, from application to closing:         1. The Application After we determine that a refinance will be beneficial for you, we start the application. Much like your original mortgage application, this one collects general information and asks for documentation of your income and assets. 2. [...]

2016-11-08T19:02:10+00:00 Categories: Refinancing|

Rising Equity, State-by-State

After a few tough years of falling property values, most markets are on the mend. The "news" will often give us a dose of the latest monthly figures, but real estate values should never be thought of like daily stock prices. A home is first a place to live and raise a family; it just so happens that over time, owning [...]

2013-09-05T20:17:26+00:00 Categories: Good Thoughts with Roger Savy|

Is Renting Better Than Owning?

There’s more to comparing the costs of renting and owning than the dollar cost of payments. “Investing in a home is riskier than renting.” No risk, no reward. Besides, even studies conducted by the Federal Reserve show that owning can provide a net worth that is from several to hundreds of times higher than that of renters. [...]

2013-09-10T20:15:45+00:00 Categories: First Time Home Buyer, Home Loans|
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