About Olivia Carriveau

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So far Olivia Carriveau has created 97 blog entries.

What is the refinance process on a mortgage?

Here's a quick overview of the refi process, from application to closing:         1. The Application After we determine that a refinance will be beneficial for you, we start the application. Much like your original mortgage application, this one collects general information and asks for documentation of your income and assets. 2. [...]

2016-11-08T19:02:10+00:00 Categories: Refinancing|

Rising Equity, State-by-State

After a few tough years of falling property values, most markets are on the mend. The "news" will often give us a dose of the latest monthly figures, but real estate values should never be thought of like daily stock prices. A home is first a place to live and raise a family; it just so happens that over time, owning [...]

2013-09-05T20:17:26+00:00 Categories: Good Thoughts with Roger Savy|

Is Renting Better Than Owning?

There’s more to comparing the costs of renting and owning than the dollar cost of payments. “Investing in a home is riskier than renting.” No risk, no reward. Besides, even studies conducted by the Federal Reserve show that owning can provide a net worth that is from several to hundreds of times higher than that of renters. [...]

2013-09-10T20:15:45+00:00 Categories: First Time Home Buyer, Home Loans|

Americans Not Deterred by Rising Mortgage Interest Rates; Expectations for Improvement in Housing Sector Continue

Consumer attitudes toward the housing market are increasingly positive despite the recent steep rise in mortgage interest rates, according to results from Fannie Mae’s July 2013 National Housing Survey. The share of respondents who believe interest rates will go up over the next year increased another 5 percentage points to 62 percent, the highest level [...]

2013-08-20T21:36:56+00:00 Categories: Good Thoughts with Roger Savy|

Buying Cheaper Than Renting Til Mortgage Rates Hit 10.5%

Nationally, at today’s prices and rents, buying would be cheaper than renting until the 30-year fixed rate reaches 10.5%. San Jose has the lowest mortgage rate “tipping point” at 5.2%, followed by San Francisco and Honolulu. The recent rise in mortgage rates has made buying a house a little more expensive: the increase in the 30-year fixed [...]

2016-11-08T19:02:10+00:00 Categories: Good Thoughts with Roger Savy|
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