About Olivia Carriveau

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So far Olivia Carriveau has created 97 blog entries.

Is now a good time to move up?

Many clients have told us over the past couple of years they would like to move up to accommodate their growing families or to downsize now that the kids have moved on. While many have already done so, others have felt encumbered by a current home that couldn't be sold for a price that would [...]

2016-11-08T19:02:06+00:00 Categories: Uncategorized|

What do rising interest rates mean?

Rising interest rates can really make people nervous!   That's understandable, but remember that rising rates are usually a reflection of an improving economy. A growing economy means greater expectations for inflation and typically translates into rising home values.   While no one wants to pay more interest, knowing your home's value is likely increasing at a greater [...]

2014-03-12T18:51:38+00:00 Categories: Uncategorized|

What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the property [...]

2016-11-08T19:02:06+00:00 Categories: Home Loans|

Renting vs Buying a Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the [...]

2016-11-08T19:02:06+00:00 Categories: Home Loans|

Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a [...]

2016-11-08T19:02:06+00:00 Categories: Home Loans|

What Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property type, HOA [...]

2016-11-08T19:02:07+00:00 Categories: Home Loans|

First-Time Home Buyer Credit Checklist

Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do's and Don'ts to keep in mind throughout the mortgage approval process: DO: Continue [...]

2016-11-08T19:02:07+00:00 Categories: Home Loans|
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